Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,186 7,186 7.19
HDFC Dynamic Debt Fund - Growth Option 100000 107,211 7,211 7.21
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,186 Not Applicable Not Applicable 2,156 5,030
HDFC Dynamic Debt Fund - Growth Option 7,211 Short Term Not Applicable 2,163 5,048

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 21-01-2022
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.06 13.7 8.09 5.99 6.89 8.17 8.6
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.61 10.87 9.23 4.18 4.16 7.49 7.6
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.73 7.21 7.88 7.17 5.02 7.58 8.37
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 6.19 6.84 7.15 6.77 - 6.93
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.65 4.89 6.98 4.61 4.08 7.33 7.66
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.65 4.89 6.97 4.6 4.07 7.33 7.35
Tata Dynamic Bond Fund- Regular Plan - Growth Option 03-09-2003 0.73 4.58 6.62 6.82 5.64 7.92 6.78
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.39 4.04 7.66 8.58 7.24 9.73 8.71
IDBI Dynamic Bond Fund Growth 21-02-2012 1.21 4.03 6.87 6.48 4.57 - 6.06
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 3.79 5.21 6.63 - - 6.63
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.66 3.51 7.53 8.81 7.01 8.31 8.41
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.25 3.24 7.13 8.5 7.53 8.78 8.42
JM Dynamic Debt Fund (Regular) - Growth Option 25-06-2003 0.99 3.23 5.11 5.4 6.22 7.32 6.68
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.72 3.08 6.0 7.81 - - 6.71
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 2.96 4.62 7.29 5.95 7.13 6.43
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 10-03-2017 1.11 2.56 6.0 7.67 - - 6.29
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.16 2.53 7.2 8.36 6.42 8.22 6.97
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.81 2.37 5.33 7.26 6.39 7.85 7.85
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.56 2.29 6.19 2.93 3.93 - 6.83
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.69 2.27 6.68 7.39 5.7 7.82 6.53
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.65 2.27 5.9 8.41 6.65 8.03 5.96
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.62 2.06 3.65 4.89 - - 4.95
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.62 1.9 6.99 8.54 6.91 8.48 8.08
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 1.83 5.53 6.71 5.71 7.91 7.56
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 1.73 5.88 7.48 5.33 - 6.8
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 1.51 4.86 6.72 5.12 7.12 7.66
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 1.28 5.49 7.05 5.84 8.06 5.79
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 1.27 5.16 6.51 5.21 7.78 7.27
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 1.25 4.61 6.46 4.86 6.85 7.35
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.85 1.04 4.91 6.08 5.12 - 7.51
BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option 09-08-2004 1.85 1.01 4.68 5.19 4.09 - 7.61
ITI Dynamic Bond Fund - Regular Plan - Growth Option 15-07-2021 1.21 - - - - - 1.7