Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,198 5,198 5.2
HDFC Dynamic Debt Fund - Growth Option 100000 110,270 10,270 10.27
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,198 Not Applicable Not Applicable 1,560 3,639
HDFC Dynamic Debt Fund - Growth Option 10,270 Short Term Not Applicable 3,081 7,189

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 21-09-2021
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 0.06 13.7 3.93 5.51 6.44 7.81 8.47
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.77 10.27 9.59 7.7 5.85 7.97 8.5
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.51 7.93 7.36 4.73 4.76 - 7.11
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.52 7.72 7.56 7.69 7.02 - 7.07
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 1.42 6.85 9.45 9.57 8.31 10.05 8.94
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.65 6.75 3.84 5.75 4.54 7.63 7.77
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.65 6.74 3.84 5.74 4.54 7.63 7.5
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 6.3 6.32 - - - 7.23
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 0.67 6.15 9.19 10.2 7.99 8.64 8.7
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.26 6.09 8.47 9.86 8.28 9.05 8.6
Tata Dynamic Bond Fund- Regular Plan - Growth Option 03-09-2003 0.73 6.0 7.27 7.49 6.31 8.07 6.86
IDBI Dynamic Bond Fund Growth 21-02-2012 1.22 5.91 7.99 7.52 5.16 - 6.17
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.72 5.32 7.78 8.87 - - 7.24
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 0.7 5.2 7.56 8.68 6.62 8.37 6.69
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.08 5.18 8.49 9.92 7.18 8.58 7.13
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.5 4.86 7.56 8.97 6.2 - 7.12
IDFC Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 1.61 4.8 8.3 10.18 7.9 9.0 8.3
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.8 4.73 6.87 8.82 7.65 - 8.16
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 1.64 4.62 7.47 9.53 7.73 8.64 6.08
HSBC Flexi Debt Fund-Growth 05-10-2007 1.73 4.49 6.17 8.26 5.99 7.59 7.89
JM Dynamic Debt Fund (Regular) - Growth Option 25-06-2003 0.99 4.48 5.64 6.07 6.64 7.54 6.78
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 4.34 6.76 7.81 6.61 8.17 7.76
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 4.24 5.91 8.0 5.73 7.31 7.58
Mahindra Manulife Dynamic Bond Yojana - Regular Plan - Growth 01-08-2018 1.62 4.14 5.32 5.91 - - 5.66
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.62 3.99 6.94 8.43 6.83 8.42 5.94
BNP Paribas Flexi Debt Fund Monthly Income Distribution cum Capital Withdrawal Option 09-08-2004 1.84 3.9 5.83 6.02 4.68 - 7.92
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 10-03-2017 1.43 3.85 7.06 9.06 - - 6.75
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.84 3.55 6.2 7.19 6.02 - 7.81
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 1.75 3.26 5.96 7.41 6.21 8.07 7.47
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.59 3.2 4.06 1.91 3.5 6.92 7.0
Edelweiss Money Market Fund - Regular Plan - Growth Option 27-06-2008 0.98 3.0 5.32 8.56 6.4 7.26 6.53
ITI Dynamic Bond Fund - Regular Plan - Growth Option 15-07-2021 0.0 - - - - - 1.48