Ultimate Wealth Private Limited ("we," "us," "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (ultimatewealth.in), engage our services as a mutual fund distributor, or otherwise interact with us. Please read this policy carefully to understand our practices regarding your personal data and how we will treat it.

1. Information We Collect

We may collect and process the following types of information about you:

Personal Information: Name, address, email, phone number, date of birth, PAN, bank account details, nominee details, and other identifying information.

Financial Information: Investment preferences, transaction history, account balances, and other financial details.

Technical Information: IP address, browser type, operating system, and other information collected via cookies and similar tracking technologies.

Communication Records: Records of your correspondence with us, including queries, complaints, and feedback.

2. How We Use Your Information

We use the information we collect for the following purposes:

Service Delivery: To provide and manage the mutual fund distribution services you have requested, including processing transactions and managing your investments.

Compliance: To comply with legal obligations, including those under the regulations of the Association of Mutual Funds in India (AMFI), Securities and Exchange Board of India (SEBI), and other applicable laws.

Communication: To communicate with you about your account, respond to your inquiries, and provide updates related to your investments.

Improvement: To improve our services, enhance user experience, and analyze how our services are used.

Marketing: To send you promotional materials and information about our products and services, provided you have not opted out of such communications.

3. Disclosure of Your Information

We may disclose your personal information:

To Service Providers: We may share your information with third-party service providers who assist us in delivering our services, such as payment processors, IT service providers, and customer support.

For Compliance: We may disclose your information to regulatory authorities, government agencies, or other third parties when required by law or to protect our rights, property, or safety.

With Your Consent: We may share your information with other parties if you have provided your explicit consent for such disclosure.

4. Data Security

We implement reasonable security measures to protect your information from unauthorized access, use, alteration, or disclosure. However, no data transmission over the internet or electronic storage system is 100% secure. While we strive to protect your personal data, we cannot guarantee its absolute security.

5. Your Rights

You have the right to:

Access and Correction: Request access to the personal information we hold about you and correct any inaccuracies.

Opt-Out: Opt out of receiving marketing communications from us.

Data Deletion: Request the deletion of your personal data, subject to legal and contractual obligations.

Data Portability: Request a copy of your personal information in a structured, commonly used, and machine-readable format.